Utility on Investment

The thing about investing money is that it’s pretty hard for an individual to do much better than 5-15% per year consistently, depending on your risk tolerance and connections (my best investments have been putting money to work with friends’ businesses). Five to fifteen percent is pretty good, but it’s inside-the-box thinking to stop there. What else can we do with our money?

As a disclaimer, I have a good portion of my money in investments that make a return like that. It’s good to grow your cash and I’m not saying you shouldn’t. But what if you diversify your portfolio beyond earning a financial return?

After all, the point of money is utility, so why aren’t we thinking one step further and thinking about how we can earn the most utility on money?

I love to find situations where my capital is preserved, grows a little, or is consumed

Keep reading this article on Tynan.

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